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Federal Deposit Insurance Corporation

Discover Savings with Endless Possibilities!

Welcome to Flexible Savings Options at Antwerp Exchange Bank!

Whatever your savings goals, we have an account that fits. From basic savings to high-yield investments, our diverse offerings ensure there’s a perfect match for everyone. Stop by and chat with an account representative today for all the details and to tailor a plan that meets your needs.

Our Savings Accounts

Statement Savings

  • Get Started: Open with just $50.
  • Keep It Simple: Enjoy a low maintenance fee of $1.00, waived with balances over $100.
  • Earn Interest: Interest is compounded and credited quarterly, helping your savings grow.

Golden Investment Savings

  • Higher Yields: Start with $1,000.
  • Build Your Nest Egg: Ideal for those looking to earn more on their savings, with interest compounded and credited every quarter.

Platinum Investment Savings

  • Premium Savings: Open with $10,000.
  • Maximize Returns: Avoid the $10 maintenance fee by maintaining the minimum balance; enjoy compounded interest credited quarterly.

Additional Savings

Christmas Club Accounts

  • Holiday Savings: Just $10 to open.
  • Plan for Festivities: Earn the same rate as our Statement Savings and receive your savings in October—perfect timing for holiday shopping! Withdraw early, and you might close your account, so let’s keep saving!

Certificates of Deposit (CDs)

  • Flexible Terms: Open with $500.
  • Guaranteed Returns: Choose from a range of terms with competitive rates, and watch your money grow securely. Early withdrawals have penalties, so plan to save it and forget it!

Individual Retirement Accounts (IRAs)

  • Future Planning: Options include Traditional, Roth, SEP, and IRA Certificates.
  • Specialized Savings: Contact us for details and start planning for a comfortable retirement.

Current Rates

Effective as of April 1, 2025

Certificates of Deposit

Term APY~
91 Days ($500.00 – $24,999.99) 1.50%
91 Days ($25,000 and above)** 3.75%
182 Days ($500.00 – $49,999.99) 0.90%
182 Days ($50,000 and above)* 4.25%
9 Months ($500.00 – $24,999.99) 3.55%
9 Months ($25,000 and above)** 4.15%
11 Months ($500.00 – $24,999.99) 3.00%
11 Months ($25,000 and above)** 3.50%
12 Months 3.50%
18 Months ($500.00 – $49,999.99) 3.00%
18 Months ($50,000 and above)* 3.50%
24 Months 3.30%
30 Months 0.70%
36 Months ($500.00 – $49,999.99) 2.78%
36 Months ($50,000 and above)* 3.03%
60 Months 1.00%

$500 minimum balance to open CD.  $500 minimum balance to maintain disclosed APY

*MINIMUM BALANCE OF $50,000 TO OPEN

**MINIMUM BALANCE OF $25,000 TO OPEN

Checking Accounts

Account Type APY~
^Now Account* 0.12%
^Super Now Account** 0.15%
^Interest Bearing Business Checking (min $750) 0.12%
^Interest Bearing Business Checking (min $2500) 0.15%

*$750 minimum balance to open Now checking account & maintain disclosed APY
**$2500 minimum balance to open Super Now Account & maintain disclosed APY

Savings Accounts

Account Type APY~
 ^Statement Savings Account1 0.18%
^Golden Investment Account2 0.20%*
^Platinum Investment Account3
$10,000 – $49,999.99 0.28% **
$50,000 – $99,999.99 0.35%
$100,000 – $249,999.99 0.50%
$250,000 and above Call for Rate

1$50 minimum to balance open
2$1000 minimum balance to open
3$10,000 minimum balance to open

*Golden Investment Accounts with a balance less than $1000 will receive Statement Savings Account Rate.  If balance falls below $100 there will be a monthly maintenance fee of $1.

**Platinum Investment Accounts with a balance less than $10,000 will receive the lowest rate listed for the Platinum Investment Account with a monthly Maintenance Fee of $10.

IRA / Health Savings Account (HSA)

Balance APY~
 $10.00 – $9,999.99 0.25%
 $10,000 – $24,999.99 0.32%
 $25,000 – $49,999.99 0.40%
 $50,000 – $99,999.99 0.44%
$100,000 – $249,999.99 0.54%
$250,000 and above 0.65%

$10 minimum balance to open HSA

Individual Retirement Account (IRA)

Account Type APY~
 12 Months 3.75%
18 Months 3.50%
36 Months ($500.00 – $49,999.99) 3.25%
36 Months ($50,000 and above)* 3.50%
60 Months 1.00%

$500 minimum balance to open IRA

*MINIMUM BALANCE OF $50,000 TO OPEN

~APY = Annual Percentage Yield
^FEES COULD REDUCE EARNINGS
SUBSTANTIAL PENALTY FOR EARLY WITHDRAWALS ON CD’S
ASK US FOR FURTHER INFORMATION ABOUT THESE ACCOUNTS
SAVINGS / CHECKING RATES COULD CHANGE AFTER ACCOUNT IS OPENED
RATES EFFECTIVE AS OF THE DATE LISTED ABOVE AND SUBJECT TO CHANGE WITHOUT NOTICE