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Federal Deposit Insurance Corporation

Community Reinvestment Act

Antwerp Exchange Bank believes in building a stronger, healthier community by supporting the growth and success of individuals and local businesses.

Community Reinvestment Act Performance Evaluation

Our Community Reinvestment Act (CRA) Performance Evaluation offers a transparent view of our progress in meeting our community commitments. This evaluation helps you understand the impact of our initiatives and identifies areas where we can enhance our contributions to the community.

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CRA Public Notice

Under the Federal Community Reinvestment Act, the Federal Deposit Insurance Corporation (FDIC) regularly evaluates our performance in meeting the credit needs of our community while ensuring safe and sound banking operations.

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Location & Hours

The Antwerp Exchange Bank has three locations ready to serve you.

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Limits & Fees Disclosure

Fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

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Types of Loans Offered

The Antwerp Exchange Bank
Types of Loans Offered

Commercial & Agricultural Loans
Various loans are available for business and farm operations. Lines of credit are generally written for one year, are revolving, and can be used for a variety of operating expenses. Equipment loans can be written for several years.

Real Estate Loans
AEB offers several loan options for residential homes, farmland, and business or commercial properties.

Vehicle & Recreational Loans
Installment loans are available for new and used vehicles and recreational vehicles such as motorcycles, boats, and campers.

Personal Loans
Personal loans for various purposes are available with repayment terms from monthly payments to single-pay loans, due at maturity.

Public Comments and Responses

As of 3/21/2025 the bank does not have any written comments received from the public. If you want to share your comments on how the Antwerp Exchange Bank is meeting the credit needs of our communities, you may:

1. Contact our management team or board members to share your opinion.
2. Write your comments and send to 305 S Main St., PO Box 727, Antwerp, OH. 45813 Attention: Compliance Department
3. You may send your comments to the FDIC Regional Director.
4. You may also submit your comments electronically through the FDIC’s website at www.fdic.gov/regulations/cra

Opened & Closed Branches

The Antwerp Exchange Bank Co. – March, 2025

Opened and Closed Branches in last two years: None

HMDA Disclosure

Home Mortgage Disclosure Act Notice

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